Flexible Terms

Hearth Financing

Flexible monthly payments tailored to your budget.

Hearth is a home improvement lending platform that connects you with multiple lenders at once. Instead of one rigid loan, you see several offers and pick the monthly payment that fits your life. It starts with a soft credit check — so looking at your options never dings your score.

How It Works

  1. 1

    We provide your free project estimate.

  2. 2

    You fill out a quick Hearth application (about 60 seconds).

  3. 3

    Hearth runs a soft credit check and shows you real loan offers from partner lenders.

  4. 4

    You choose the monthly payment and term that works for you and finalize the loan.

  5. 5

    We schedule and complete your roofing project.

Who It's For

  • Homeowners who want predictable monthly payments over a longer term.
  • Buyers who want to compare several offers without affecting their credit score.
  • Projects too large to pay off inside a 0% card promo window.

The Benefits

  • Soft credit check to start — no impact to your credit score
  • Multiple lender offers in one place, so you choose the best rate
  • Terms from 12 to 144 months to match nearly any budget
  • Fixed monthly payments and fixed interest rate

Good to Know

  • • Final approval requires a hard credit pull when you accept an offer.
  • • VICE Roofing is not the lender — Hearth connects you to independent lenders.

Not sure which option fits you?

Reach out and we'll walk you through every financing path — no pressure, no obligation. We'll help you pick the one that actually matches your situation.

Call 305-481-7057